Apple Pay Later is getting killed in favor of third-party loan integration

I’m going to go a different direction. I’m wondering if Apple pulled back because it didn’t want to be accused of trying to push into Banking. They already are getting grief over being too powerful and moving from computers into phones, then music, then media and streaming… Perhaps they didn’t want to open another front for people to accuse them of bad behaviour. It’s not like this side of things is bringing them much money.