MplsP
I finally got an apple card last year before getting a new MBP. After using it for a year I’m mixed. I like the way it does the cash back and lets you automatically apply it when you make a payment but I find the wallet app management to be confusing and a pain in the butt to use. Making a payment is easy enough, but the Apple Card is not the only card I have or use and not the only part of my finances. If you want to use a program such as Quicken you have to go through a kludgy process to download the transactions and you can only do so after the statement has been issued. Until then you’re SOL. The fact that you can’t access the data from your iPad or Mac (or any other computer) also puts it way behind other cards in terms of management.