foregoneconclusion said:
It sounds like the only advantage is that those local Norwegian banks don't allow Apple Pay.The major benefit is choice for the end user and with it, competition and innovation.
Apple can be bypassed completely (loosening its grip on Apple Pay, NFC revenues) but the option to remain 'all in' on Apple Pay remains should users choose to do that.
On the Android side, Google Pay is still unable to handle the dynamic CVV on my 'rechargeable' card in spite of me having reported issues for a couple of years now.
The solution? I use BBVA Pay and now never even consider Google Pay.
Choice is good.
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